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Minimum REQUIREMENTS for a Bond Application
SALARIED

Salary advice (current)
Commission Earner – 6 months consecutive
Overtime Earner – 6 month consecutive
Weekly wage earners – 4 most recent pay slips
3 months latest bank statements – reflecting 3 salary deposits
6 months bank statements if commission or overtime earner
Copy of ID documents
Offer to Purchase (or copy of Title Deed if a Bond Free Property)


SELF EMPLOYED 
Letter of Drawings from accountant
2 years Business financials
6 months business bank statements
6 months personal bank statements ( if applicable )
Signed personal Assets and Liabilities
Copy of ID documents
Offer to Purchase (or copy of Title Deed if a Bond Free Property)
CLOSED CORPORATION / PTY (FNB - property investment companies only, no trading companies)

Company documents and 3 yrs financial statements for the CC / PTY
Registration Number
Application for all members of the CC
Proof of income for all members
6 months business and 6 months personal bank statements
ABSA – 12 months
Copy of ID’s for all members
Signed personal Assets and Liabilities
TRUST (FNB - property investment Trust only, no trading Trusts)

Trust document
Application for all Trustees
Trust Resolution required if only one trustee applying
Proof of Income for all Trustees
Offer to Purchase (or copy of Title Deed if a Bond Free Property)
Signed personal Assets and Liabilities – for each Trustee
2 years financial statements for the trust (if income is derived from Trust)
ABSA – 3 years
Management accounts for the current year
ABSA requires ID’s and/or birth certificates of all trustees and beneficiaries of the Trust